Tell us where you want to go . We’ll help you get there.
If you’re like most people, you want to be in control of your money. You want to know that you’ll have a comfortable retirement. You want to take advantage of opportunities to create wealth and pay less tax. And you want to live a happier, more prosperous life.
You probably already know that the best way – in fact the only way – to get all these things is to put a long-term financial strategy in place. You need to set clear goals and work out how to reach them. But is seeing a financial planner the best way to do that? Aren’t financial planners just for rich people? How do you know they have your best interests at heart?
At CRC Financial Services, we want to make you think again about financial planning. If your vision of a financial planner is someone who smiles and says “trust me”, slices a fat commission off the top of your nest egg, and hands over a pen for you to sign on the dotted line, we intend to change your mind. We’ll do that in a number of ways:
- First of all, we’ll analyse your current finances in detail so we know how much you earn, how much you need to spend and how much is left over for saving. If you’re in the red, we’ll find ways to get you out.
- Then we’ll help you develop a financial strategy that puts you in the driver’s seat.
- We’ll recommend the companies and products that are proven performers and will work with your strategy, not just those that earn us the biggest commissions. We’ll explain the benefits and risks of every product in language you can understand.
- We’ll keep an eye on the big picture, making sure your investment strategy is also working to lessen your tax burden.
- Finally, we won’t ask you to sign anything until you’re satisfied about the financial benefits.
It’s all about the long haul
For most people, the best investment strategy involves a combination of investment types: cash, fixed interest, property, and shares. Effective investing means being up to date about where markets are heading, but it’s much more than that.
Many investors react too quickly to short-term market turbulence, or make decisions with their hearts instead of their heads – for example, selling poorly-performing shares just before a recovery, or purchasing high-performing shares just before a downturn. As a result, they miss the best opportunities to grow their wealth long-term. At CRC Financial Services, we’ll help you focus on your long-term goals so you don’t fall into the trap of short-term decision-making.
For us, that also means building a long-term relationship with you, our client. It’s not about getting you to hand over a cheque then letting your file gather dust. Instead, we regularly review your portfolio to make sure you’re taking full advantage of changes in your own situation and the market.
Take control of your future: send us an e-mail or call us today on (03) 6278 1199
Charter Financial Planning, ABN 35 002 976 294, is an Australia Financial Services Licensee
Licensee Number 234 665. Principal Address: Level 9, 750 Collins Street, Docklands, Vic, 3000.
Charter Financial Planning is a principal member of the Financial Planning Association.